Buying a house can be an overwhelming experience for a first time homebuyer. It's important to surround yourself with the right professionals to help you navigate through the process. You may have a million questions! Chase Bank has put together a wonderful resource for you. My New Home is your step-by-step guide to buying a home. You first need to determine if homeownership is right for you. You can use the tools on this site to estimate your mortgage payment & determine the amount of downpayment needed so you can plan a budget. Learn the importance of your credit history and how to qualify and apply for a loan. Once you are well informed, you will be on your way for your first homebuying experience. When you are ready, contact a well-qualified Realtor to assist you with selecting just the right home to fit your needs and your budget.