This townhome is located in the city of Poway, CA; also known as the City in the Country! An added bonus for this home is the ability to expand the back fence with HOA approval to create a beautiful yard. Where else can you get a 4 bedroom townhome, with an inside laundry, a 2 car garage and yard? This home has it all!
By TOM LAURICELLA
With interest rates near rock bottom and home prices down, this ought to be a great time to buy a home. But for most people, it's a lousy time to get a mortgage.Years after the collapse of the real-estate market and resulting financial crisis, it takes nearly pristine credit scores and hefty down payments to get the best rates.
"Since 2009, credit has become a lot tighter," says Greg Reiter, who follows mortgage-backed bonds at RBS Global Banking & Markets.